I balance the checkbook

every 1st and 15th and pay bills then. Also I balance it every day we spend something which is rare these days. But I do check in on the account every 3 days or so just to see how much is there.
All the bills are opened.All the rest of them that deal with budgeting I have done through May.We do have one credit card but it’s a govt one for hubby that we can not use so that doesn’t count. Instead of envies we have sinking funds in the bank, works better for us . Yup got the BEF at 1K and all the little sinking funds are coming along nicely.Taxes are started, hubby is waiting for another paper or 2 before we can finish it off. We thought we would even out or pay in but it looks like we might get a tiny bit back.